Enter your average figures since June 2016. Find out what Brexit actually did for you. Every calculation uses the spread of published research.
Add a period where your total household income was different. Enter the complete household total for that period β not just the change. For example: if your household earned Β£50,000/yr and a spouse added Β£14,000/yr for 16 months, enter Β£64,000 for those 16 months. The quick figure above will apply to the remaining 120 months.
~1.3%/yr β based on Resolution Foundation research into how UK private sector wages fell behind comparable countries after Brexit. Quick figure above applies to 120 remaining months.
Enter the combined total for everyone in private sector work. Add a block only when the combined total changed β for example if someone left work, changed job, or returned. Two people both working throughout: just add their wages together in the quick box.
~3.5%/yr β the private sector gap plus years of Brexit-era public sector pay freezes. Quick figure above applies to 120 remaining months.
Enter the combined total for everyone in public sector work. Public and private sector are tracked separately β adding a block here has no effect on the private sector figure. Add a block only when the combined public sector total changed.
UK pensions and investments tend to be heavily weighted toward UK assets β and UK assets underperformed comparable countries throughout the Brexit period across shares, bonds and property. We conservatively estimate ~3% less growth per year as a result.
Enter your total pension and investment pot value today. We estimate what it would be worth if it had grown at the same rate as comparable international markets.
After the Brexit vote, the Bank of England cut interest rates to near-zero and kept them there for 5.5 years. Your savings earned ~2.5%/yr less than they should have during that period.
Use this to add housing costs on top of your quick figures above β for example, a second mortgage while waiting for a sale to complete, bridging finance, or rent paid during a renovation. Each block adds to the total, so only enter costs not already captured in the quick boxes.
UK mortgage rates ran ~27% higher than in comparable countries β a direct result of Brexit's effect on UK borrowing costs. Enter your actual rate for a more accurate figure.
After the Brexit vote, the Bank of England printed an extra Β£520bn, which pushed house prices up by around 7.5%. If you bought, you paid more than you would have. If you sold, only your equity share (not the bank's) benefits.
Use this if your credit card or overdraft balance was very different at different times β for example, a period where you were heavily reliant on credit, followed by paying it off. Adding a block here reduces the months covered by your quick entry above. Total months across quick entry and all blocks always equals 120 months. Enter the balance you carried during each period β not what you repaid each month.
Use this to add specific finance agreements β each with its own monthly payment and term. Adding a block reduces the months covered by the quick average above. Total months per finance type always equals 120 months. For each item you can tell us whether β given what Brexit cost you β you would have borrowed at all.
Phones, tablets, laptops, TVs, consoles, white goods β anything on a monthly plan you'll own. Add individual items with exact durations.
UK SMEs pay ~65% more to borrow than comparable international competitors.